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Spending Insights

Get a deeper view of your spending patterns and trends with /insight — powered by analysis of your expense history.

Running insights

/insight

Or ask naturally:

show me spending insights
what are my spending trends?

What's included

See how each category's spending has changed over the past three months, with a directional arrow showing the trend:

📊 3-Month Trends

Food MYR 350 → 380 → 420 ↑ rising
Transport MYR 250 → 210 → 195 ↓ falling
Shopping MYR 100 → 155 → 140 ~ stable

Biggest movers

Categories with the largest increase or decrease compared to last month are highlighted so you can quickly spot where things shifted.

Unusual expenses

Duitbot flags individual expenses that are significantly higher than your average for that category — helping you catch one-off splurges or billing surprises.

Fixed costs

Shows your total committed spending from active recurring expenses, so you know how much of your budget is locked in each month.

Top spending day

Identifies the single day this month when you spent the most, and what you spent on.

Busiest day of week

Analyses your expense history to find which day of the week you tend to spend the most — useful for spotting weekly habits.

Savings rate trend

If you track income, the savings rate for each of the last three months is shown so you can see whether you're saving more or less over time.

Plan requirement

Spending insights require a Pro or Ultimate plan.

tip

Pair /insight with /predict and /budget for a complete picture — insights show where you've been, predictions show where you're heading, and budgets keep you on track.